Medicare Guidance for Las Vegas, Nevada

No. My services are at no cost to you. I'm paid by the insurance company if you enroll in a plan, and that amount is set by Medicare — it doesn't change your premium or vary by plan, which is why I can be straight with you about which one fits.

No. We talk when you want to talk. If you tell me you need time, I'll note it and reach out only when you asked me to.

That's the first thing we check. Bring me a list of the doctors and hospitals you want to keep, and I'll tell you which plans include them before we look at anything else.

Then keep it. I'll still review it with you once a year at no charge, and if nothing better exists, I'll say so.

Your Initial Enrollment Period begins three months before the month you turn 65, includes that month, and ends three months after. There are also Annual Enrollment Periods and Special Enrollment Periods for certain situations — I can tell you which window applies to you.

Medicare Advantage replaces Original Medicare with a private plan that usually has a network and often includes extras. A Supplement works alongside Original Medicare to help cover the costs it leaves behind. Different tradeoffs — we'll walk through both against your own doctors and prescriptions.